Making Dental Insurance Simple at Trafalgar Dental Oakville
We strive to make navigating dental insurance straightforward and stress-free.
Accepted Insurance Providers
We accept a broad range of dental insurance plans to make your visit convenient. Our team takes care of claims and direct billing so you can focus on your dental care, worry-free.
We also accept: Employer-provided insurance and School insurance from all universities. Don’t see your insurance provider? Contact us, and we’ll help verify your coverage.
Direct Insurance Billing for Your Convenience
No more hassle with paperwork! At Trafalgar Dental Oakville, we handle direct billing to your insurance provider:
- Submit claims on your behalf
- Verify eligibility and coverage details
- Clarify any out-of-pocket expenses before your appointment

Supporting Government-Sponsored Dental Plans
We proudly accept government programs to make dental care accessible to everyone. Currently, we accept:
- Healthy Smiles Ontario
- Canadian Dental Care Plan (CDCP)
- Interim Federal Health Program for Refugees
Let us guide you through the process to ensure you receive the care you need.

No Insurance? No Problem!
We believe everyone deserves quality dental care. That’s why we offer:
- Senior Discounts: Affordable pricing tailored for seniors.
- Flexible Payment Plans: Customized to fit your budget.

Dental Insurance FAQ
Have questions about dental insurance? Below are answers to commonly asked questions about our emergency dental services at Trafalgar Dental Oakville. If your question isn’t listed, don’t hesitate to reach out – we’re here to help!
What insurance providers do you accept?
We accept a wide range of dental insurance providers, including employer-provided plans and school insurance from all universities. If you’re unsure whether your provider is accepted, contact us, and we’ll verify your coverage.
What is Healthy Smiles Ontario, and who qualifies for it?
Healthy Smiles Ontario is a government-funded program providing free dental care to eligible children and youth (17 years and younger) in Ontario. To qualify, families must:
- Have an income below a specific threshold.
- Be residents of Ontario.
- Not have access to private dental insurance.
What services are covered under Healthy Smiles Ontario?
The program covers essential dental care, including:
- Regular check-ups.
- Cleanings and fluoride treatments.
- Cavity fillings.
- X-rays.
- Emergency dental care.
Do you accept Canadian Dental Care Plan (CDCP)?
Yes, Trafalgar Dental Oakville accepts the Canadian Dental Care Plan (CDCP) as part of our commitment to making dental care accessible to all.
We provide a wide range of services under CDCP, including:
- Preventive care (checkups, cleanings, fluoride treatments).
- Restorative treatments (fillings, extractions, crowns).
- Emergency dental care.
Our team also assists with verifying eligibility and handling direct billing to ensure a seamless process for you.
What is the Canadian Dental Care Plan (CDCP), and how do I apply?
The Canadian Dental Care Plan (CDCP) is a federal initiative designed to provide affordable dental care to low- and middle-income families who lack private dental insurance.
How can I apply for CDCP?
- Visit the official Canadian Dental Care Plan website.
- Submit proof of income and residency.
- Verify eligibility through a local provider.
What services are covered by the Canadian Dental Care Plan?
Services include preventive and restorative care such as:
- Routine exams and cleanings.
- Fillings and extractions.
- Emergency dental care.
- Some coverage for root canals and crowns.
What is the Interim Federal Health Program for Refugees?
The Interim Federal Health Program (IFHP) provides temporary health care coverage, including dental care, to refugees and asylum seekers in Canada.
Who is eligible for the IFHP dental services?
Eligibility includes:
- Refugees and refugee claimants.
- Protected persons under the Immigration and Refugee Protection Act.
- Certain vulnerable groups supported by the government.
What dental services are covered by the IFHP?
Covered services include:
- Basic dental care (cleanings, fillings, extractions).
- Emergency dental treatments.
- Restorative procedures (in limited cases).
How do I find a dentist who accepts Healthy Smiles Ontario, CDCP, or IFHP?
At Trafalgar Dental Oakville, we proudly accept all three programs. Our team is experienced in assisting patients with government-sponsored dental coverage. Contact us for:
- Eligibility verification.
- Direct billing to the program.
- Understanding your benefits.
Can I combine these programs with private dental insurance?
These programs are intended for individuals without private insurance. If you have private insurance, your eligibility may be impacted. Contact our office for clarification or assistance with eligibility checks.
Book Your Free Dental Consultation Today!
1st Consultation is FREE
We love new patients! Our free consultation applies for wisdom teeth removal, cosmetic dental work including: dental implants, all on 4 dental implants, veneers, crowns, bridges, and teeth whitening. Call us now or book an appointment online to speak with one of our experienced dentists.
* X-rays are not included.